The Najma Gani Foundation

Abu Musa narrated that the Prophet (s.a.w.s.) said, “Every Muslim has to give in
sadaqah (charity).” The people asked, “O Allah’s Messenger (Peace be Upon Him)
If someone has nothing to give, what will he do?” He said, “He should work with his
hands and benefit himself and also give in charity from what he/she earns.” The
people further asked, “If he cannot do even that?” He replied, “Then he should help
the needy who appeal for help.” Then the people asked, “If he cannot do that?” He
replied, “Then he should perform all that is good and keep away from all that is evil
and this will be regarded as charitable deeds.” (Bukhari Vol. 2, Hadith 524)

Supporting charities and donating a percentage of ones, income is large aspect of
faith in the religion of Islam. It is one of the Five Pillars of Islam the others being

1. Testifying that there is one God and that Mohammed (Peace be upon him)
is his final Messenger.
2. Daily prayers five times a day
3. Fasting in the month of Ramadan
4. Charity (zakat)
5. Hajj (pilgrimage to the holy site of Makkah)

The Concept of charity is divided into either, Zakah (Compulsory Charity) and
Sadaqah (Voluntary Charity)


There are two main types of Zakah:

1) Zakat (or Zakat al-Mal) this is the obligatory form of charity which every
Muslim is expected to pay, it equals 2.5% of wealth or assets and is payable per

2) Zakat on self (Zakat al-Fitr or Fitrana). This Zakat (Zakat al-Fitr) is
alsoanother obligatory form of charity that is given as a one-off payment made at
the end of Ramadan. Zakat al Fitr can be paid a few days before the Eid Prayers,)
so that those who will be in receipt of the charity can enjoy it and enjoin the Eid
celebrations too.


This form of charity (Sadaqah) is a voluntary act of giving alms for the cause
of Allah, by Muslims who want to contribute more than their obligatory Zakah

Sadaqah may be given to mark or bring blessings to occasions such as weddings,
anniversaries, personal successor even instances of sadness or bereavement

In short, Sadaqah can be given during any period of happiness or sadness or as
a sign of gratitude to Allah. Sadaqah also constitutes kind acts and smiling and
kind words, so that those with little income can also benefit from giving sadaqah,
its not necessarily a monetary donation, it can also be donating your time or

Sadaqah Jariyah

This type of Sadaqah is most relevant to me, and is the inspiration behind
establishing the Najma Gani Foundation.

Sadaqah Jariya is defined as an act of charity in which the benefit continues to
accumulated even after the death of the person who donated.

The Prophet Mohammed peace be upon him said:

“If a human dies, then his/her good deeds stop except for three: a Sadaqa Jariah
(continuous charity), a beneficial knowledge, or a righteous child who prays for

These are some examples of Sadaqah jariyah which are recommended and why:

Establishing a water supply

“Whosoever digs a well will receive reward for that from Allah on the Day of
Judgement when anyone amongst jinn, men and birds drink from it”
– Bukhari and Muslim
Water is such a simple thing to many of us, yet is more valuable than gold to others.
suffering in areas all over the world.

The use of a well as a source of Sadaqa Jariya is incredibly blessed to do because
every as the well is open.

Consider this well every day, think of the livestock that will be watered and kept healthy every
single many many years!

Constructing Mosques

“Who ever builds a Masjid for Allah, Allah will Build for him a similar House in
Paradise” –
Bukhari and Muslim
To spend in the cause of Allah (Subahanahu wa Taala) by way of propagating the
contributions made in this respect are: donations towards the Masjid, which one can
do in his own community; however the source of greatest reward is to construct a
Mosque. Reward attained through the performance of this kind of good deed affords
the continuing of reward even after death.
for any wayfarer who seeks shelter inside.
Masjid built as sadaqa jariya for you, your family or community would reap massive
Build for the sake of Allah and he will, insh’Allah, reward you with a palace in

Building Schools & Sharing Knowledge

The first word uttered to the Prophet Muhammad (Sallalaahu Alaihi wa Sallam) by
Gabriel was “Iqra” (meaning “read”). In this utterance was illustrated that the first and
foremost thing that a Muslim must do is to read and learn. T
hroughout the developing nations in this world Muslims and Non-Muslim, children
and adults alike, are denied access to basic education. They have no way to get to
schools or the schools which do exist are in a severe state of disrepair and they have
poverty. Knowledge sharing and education is a recognised way to fight poverty and is
Being diagnosed was Leukaemia was a wake up call for my family and I. We
established the Najma Gani Foundation in February 2006. A week after I was

The Najma Gani Foundation has several successful projects, I shall mention a few
and not all, as I believe the rewards and recognition for my family and my efforts
will be with Allah.

Project #1

Water supply has been achieved in an area of my Grandfathers ancestral home
by building a deep Ground Well. Serving the needs of 10,000 daily users. We also

pay for the management and maintenance of the well.

Project #2

Water supplies established in three villages in Zimbabwe, Tanzania and

Project #3

The construction of a library in a Girls Madressah in Chittagong, Bangladesh.
As well as the supply of Qurans for free distribution in Refugee Camps for the
displaced Rhohynga community.

Project #4

Financial assistance to support the Leukaemia treatment and Leukaemia related
sickness for sufferers in Less Developed Countries.

Tasin Mahmud Raiyan’s Story 7 years old

Tasin Mahmud Raiyan, is a 7 year old from schoolboy from Dhaka, he was
diagnosed with Leukaemia and had successful Induction chemotherapy and three
Consolidation Chemotherapies over a seven month period of treatment. He came to
the attention of the Najma Gani Foundation because his heart had suffered much
damage because of his treatment for Leukaemia. He is receiving treatment at the
Apollo Hospital for a large peri-membranous muscular sub-aortic ventricular
septal defect (VSD) (a defect in the ventricular septum, the wall dividing the left
and right ventricles of the heart.) and severe subsystemic pulmonary hypertension.

This just highlights that even after the Leukaemia is treated patients can
experience permanent damage to their vital organs, and will require medical
treatment and intervention for the duration of their life.

Aisha’s story 3 years old

Aisha was diagnosed with Acute Lymphocytic Leukaemia, the most common
childhood Leukaemia, with an 80% successful remission rate achieved, but not
if you have Leukaemia in the ‘worlds largest outdoor prison’ (David Cameron)
the besieged Gaza strip. Aisha was required to leave the Gaza Strip for medical
treatment due to a lack of medical supplies because of the siege. Aisha and her
family crossed the border at Rafah into Egypt. Money was provided to cover some
of the costs by the Najma Gani foundation via an Aid Worker travelling from
Scotland to Gaza. Unfortunately the Najma Gani Foundation is yet to discover if
Aisha survived her gruelling treatment. I pray that she has.

The importance of bringing the suffering of others to attention and recognising
that not every person diagnosed with Leukaemia will be given the opportunity
to fight four relapses is a real blessing and a real opportunity to share my
story in order to highlight the other stories, and that establishing charity and

sadaqah has become one of the most important aspects of my time after my
diagnosis with Leukaemia. It has bought me closer to the understanding that my
Leukaemia struggle is important to highlight the suffering of others, and that as
I contemplate my own immortality and suffering I can hope and pray that my
efforts are accepted.

Finally Prophet Mohammed The Messenger of Allah (peace be upon him)
said: “To smile in the company of your brother or sister is charity. To command
to do good deeds and to prevent others from doing evil is charity. To guide
a person in a place where he will not be led astray is charity. To remove
troublesome obstructions things like thorns and bones from the road is
charity. To pour water from your jug into the jug of your brother is charity. To
guide a person with defective vision is charity for you.” (Bukhari)

Since sadaqah/charity is not limited to giving of money or part of our wealth,
every Muslim can therefore earn rewards from Allah. Sadaqah is an easy way
to increase our eeman (belief). Every Muslim whether poor or wealthy can
give sadaqah at all times.

But society can only get better and improve if we all do our part to assist
support and recognise each other, and use our skills and resources to lend a
hand to one another.

One Response to “Charity”

  1. Teresa says:

    , While a man was riding a cow, it tuenrd towards him and said, I have not been created for this purpose (i.e. carrying), I have been created for sloughing. The Prophet added, I, Abu Bakr and Umar believe in the story. The Prophet went on, A wolf caught a sheep, and when the shepherd chased it, the wolf said, Who will be its guard on the day of wild beasts, when there will be no shepherd for it except me?’ After narrating it, the Prophet said, I, Abu Bakr and Umar too believe it. Abu Salama (a sub-narrator) said, Abu Bakr and Umar were not present then. (It has been written that a wolf also spoke to one of the companions of the Prophet near Medina as narrated in Fatah-al-Bari: Narrated Unais bin Amr: Ahban bin Aus said, I was amongst my sheep. Suddenly a wolf caught a sheep and I shouted at it. The wolf sat on its tail and addressed me, saying, Who will look after it (i.e. the sheep) when you will be busy and not able to look after it? Do you forbid me the provision which Allah has provided me?’ Ahban added, I clapped my hands and said, By Allah, I have never seen anything more curious and wonderful than this!’ On that the wolf said, There is something (more curious) and wonderful than this; that is, Allah’s Apostle in those palm trees, inviting people to Allah (i.e. Islam).’ Unais bin Amr further said, Then Ahban went to Allah’s Apostle and informed him what happened and embraced Islam.) palm trees or other trees and share the fruits with me. [Al Bukhari, Book 39, Hadith 517]

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